Posting a photo online while away on holiday or driving with a pet on the back seat of your car may be common occurrences, but these seemingly innocent actions could actually be making your insurance void.
New research from MoneySuperMarket has revealed common mistakes that can void home and car insurance policies. Here’s what you need to know.
Unknowingly voiding home and car insurance
The price comparison website found that a quarter of people in the UK (25 per cent) are unaware that posting a holiday picture on social media could void their home insurance. With 27.8 million households in the country, this equates to nearly seven million home insurance policies at risk of becoming invalid.
Alongside this, one in five people (21 per cent) are unaware that driving with a pet unsecured can also void a car insurance policy.
These are the top 5 ways people have unknowingly voided their home insurance:
- Left window open when leaving the house/flat (31%)
- Posted a picture on social media whilst on holiday (25%)
- Put your house up for sale without notifying your home insurer (20%)
- Renovated your house/flat without notifying your insurer (17%)
- Left a door unlocked when leaving the house/flat (16%)
These are the top 5 ways people have unknowingly voided their car insurance:
- Driven with a pet on the seat unrestrained (21%)
- Changed jobs/job title and not informed your insurer (19%)
- Had an accident that has damaged your car and not informed your insurer (14%)
- Moved to a new house and not told your car insurer (9%)
- Provided insurer with an incorrect mileage estimation (9%)